5 out of 5 if you're looking to join a fintech company - Full Stack Developer Wise Employee Review

5.0
Apr 28, 2020
Recommend
CEO approval
Business Outlook

Pros

Given that most people visiting here would be considering job opportunities, or even job offers from TransferWise, let me just make it clear: this is a company that you won't regret joining, if you're confident, independent-thinking, self-motivated and driven by doing the right things while learning from others, then this is the place. It's not without shortcomings, far from it, but compared to most companies, it is a unique place wherever you're in your career. But make sure you're prepared for a tough but fun ride with a lot of people that you'd like to work together, that is if you're acclimated to the culture. There are so many pros but for a software developer (engineer), let me just tell you some facts and you can be your own judge: - It is very product engineering driven; we're talking about many engineers not only knowing their trade well (good programmers) but also caring and having deep knowledge about the products. It is also reflected in the interview process where there is a round of interview with a product manager for all the engineering candidates. - The culture feels the same when it is >400 engineers now, as when it was <100 engineers 2 years ago. Some companies would have simply met their final destination before hitting that number, and others would have different cultures that are so far from the original. Not at TransferWise. - There are so many friendly and collaborative fellow engineers, who would not hesitate to help if asked. Obviously not everybody is like that but the majority are very much so. The reason? Most of us share the same understanding of why we work at TransferWise and how we can achieve our mission, and being a humble contributor seems to be just the cure. - In terms of tech leads, IMHO it is a highly selective group of people and the bar has been held high so far. I'll say a bit more on the cons side below but the pros side is that this makes sure we have the consistency which is key to preserve and evolve the culture. Most if not all the leads are solid developers, and more or less experienced in people management too. - Oh, did I mention that Kristo, the CEO, was/is a programmer? That's not just some stories PR would like to tell you - I've reviewed his code and he cares about engineering. Nowadays he doesn't voice his opinions on engineering any more, perhaps conscious of the weight his opinions may carry; but you can rarely find another unicorn CEO having the same profile. Compensation-wise, everybody owns part of the company no matter how small (or big for some people) it is.

Cons

Let me say this first: every company has room to improvement, TransferWise no exception. I've always been keeping a critical eye on things because I care about the company. The scale and field TransferWise is operating on is very different from another company, so the problem we're facing sometimes exposes our shortcomings. In engineering, - Tech leads are very overloaded. From the start, the requirement is that they have to be good at both engineering and people management (as we don't have engineering manager setup like some other tech companies), as well as understand how TransferWise works. Any one of those would be a big ask, let alone three. I personally would start introducing engineering manager (people manager) in the structure. Recent career map on new IC levels also paves way for some leads who may not want to pursue a people management career to stay on the technical track. - Speaking of career, it's hard to see us offering a lot. When we were small, it's all about having the impact, not your title/level; Now we're relatively big, still with the very flat structure in engineering, there isn't much for a promising engineer to go up to, other than being a tech lead, which as I mentioned above, is pretty overloaded/overworked. Hopefully the new levels would help a bit but we may need to change something more drastically to improve that. - Diversity: not that we don't care (at least I care deeply), it's tricky to make start on this when you have an all-male and sometimes all-white interview line-up. There are some good initiatives but we can definitely do more at intern/graduate/experience levels. - Communication: it has improved greatly over time but still room for more. It's difficult given our global presence but I'm confident we'll do better. - Compensation: no bonus or performance related pay is fine when the company is small, as stock options is doing the job; as we grow, stock options may become less relevant and to attract talents who may have a preference on cash over options, this is something we should consider.

Explore other reviews about Wise

5.0
Mar 12, 2026
Recommend
CEO approval
Business Outlook

Pros

flexible review pay lots of feedback

Cons

repetitive long hours can be frustrating no sponsorship for visa

avatar
Wise Response
2mo
Thank you for taking the time to write a review. We’re pleased to hear that you appreciate the flexibility, benefits and culture. We hope you continue enjoying your experience at Wise.
3.0
Feb 25, 2026
Recommend
CEO approval
Business Outlook

Pros

Mission-Driven Work: Wise’s mission of "money without borders" aligned perfectly with my personal values. I was genuinely excited to go to work every day, tackle challenges, and track our progress toward that goal. Exceptional Peer Group: The hiring bar is high; you’ll work with smart, diverse, and genuinely interesting people from all backgrounds. Cutting-Edge Product: Working on the Wise Platform is a great technical experience. As an Implementation Manager, you get excellent visibility and access to the Product and Engineering teams. Top-Tier Documentation: Internal enablement and documentation are highly organized, making it easy to self-serve and find answers quickly.

Cons

Lack of Transparency in Management: I received no negative feedback during my probation period, only to be placed on a PIP two weeks after it ended. The feedback loop is non-existent; instead of real-time coaching, minor oversights are "saved up" to justify disciplinary action. Poor Feedback Quality: The PIP I received felt AI-generated, filled with corporate jargon and lacking substantive examples of performance failure. It felt like a formality rather than a genuine attempt at development. Toxic Management Culture: There is a palpable sense of micromanagement and "back-stabbing" within certain leadership circles. The environment shifted from collaborative to manipulative, with a noticeable lack of directness and honesty. Growth Hurdles: The Sales team appears to be struggling to close deals, which impacts the overall momentum of the department.

8
avatar
Wise Response
2mo
Thank you for taking the time to write a review. You raised a number of concerns and I hope you were able to discuss these before you left. If you’d be comfortable to share more details, we’d really appreciate it. Please drop us an email at employerbrand@wise.com.
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